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Post at: Jul 12 2021

PM CARES for Children

 
 
 

WHY IN NEWS

  • The Prime Minister has announced a special PM-CARES for children scheme on 29 May 2021.
  • It has a number of measures to support children impacted by the coronavirus (COVID-19) pandemic.

FEATURES OF SCHEME (How it empowers) :

Eligibility Criteria : All children who have last both parents or surviving parents or legal guardian/adoptive parents due to COVID-19.

Fixed Deposit in the name of the Child

  • PM Cares will create a corpus of Rs. 10 lakh for each child when he/she reaches 18 years of age.
  • This corupus will be used to give monthly financial support from 18 years of age for the next five years.
  • After attaining the age of 23 years, he/she will be given full amount of R. 10 lakh to use it professionally or personally.

School Education : For children under 10 years

  • Scheme will ensure free education for such kids by giving them admission in nearest KendriyaVidalayas or private school. This fee will be given from PM CARES fund.
  • PM-CARES will pay for expenditure on uniforms, text books and notebooks.

Let’s Know

  • What is PM CARES Fund?

Ans : PM CARES Fund stands for Prime Minister’s Citizen Assistance and Relief in Emergency situations fund.

Okay! But tell me the difference between Prime Minister National Relief Fund (PMNRF) & PM CARES!


Provision are there for educating kids between 11 to 18 years in any Central Government residential schools like Sainik Schools and Navodaya vidyalayas etc.School Education : For Children between 11 – 18 years

  • In case, the guardian/grand parents/extended family looks after the child, then he or she will be given admission to the nearest Kendriya Vidyalaya or in a private school as a day scholar.
  • If the child is admitted to a private school, the fees as per the Right to Education (RTE) norms will be given from this fund.

Higher Education

  • Students going for higher education will be given education loans for which PM CARES will pay interest and scholarships.
  • As an alternative, scholarship equivalent to the tution fees/courses fee for undergraduate/Vocational courses as per Government norms will be provided to such children under central or State Government Schemes. For children who are not eligible under the existing scholarship scheme, PM CARES will provide an equivalent scholarship.

Health Insurance

  • All children (affected/orphaned children) will be enrolled under Ayushman Bharat Scheme.
  • This will provide health insurance cover of Rs. 5 lakh till 18 years.
  • Premium will be made by PM CARES fund.

WHAT ABOUT THE FAMILY WHO LOST THE EARNING MEMBER?

  • The government has announced measures to help the families who have lost the sole earning member due to COVID-19.
  • The pension scheme of the Employees’ State Insurance Corporation, applicate for employment related deaths, is being extended to those who died due to COVID-19.

HOW THESE ORPHAN CHILDREN WILL BE IDENTIFIED

  • The National Commission on for Protection of Child Rights (NCPER) has devised an online tracking and digital real time monitoring Mechemism. This mechanism will help to give care & protection to the orphans.

WHAT NEED TO BE DONE

  • Timely & psychological support is the need of the hour to save those affected children from mental trauma.

CONCLUSION

  • It is a high time to support & protect the COVID-19 affected orphan children in instilling the hope for bright future as children represent the future of the country.

Amit Gupta
 

 


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