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Post at: Aug 22 2022

PM - Cares for Children Scheme

Why in News?

  • On May 30, 2022, the government has released benefits under "PM-CARES for children" Scheme.
  • The scheme is for those children who lost their parents or a primary caregiver to the covid-19 pandemic between March 11, 2020 and February 28, 2022.
  • Also, the Supreme Court has ordered the district authorities to upload the details of children in need of care and protection or NCPCR (National Commission for Protection of Child Right) Portal Bal Swaraj.

About PM CARES for Children Scheme

  • The PM Cares for Children Scheme was launched by Prime Minister of India on May 29, 2021 for the children. 
  • The objective of the scheme is to ensure comprehensive care and protection of children in a sustained manner.
  • Enable their well being through health insurance.
  • Empower them through education.
  • Equip them for self - sufficient - existence with financial support.

Features of the Scheme

  • A corpus of Rs 10 Lakh will be allocated to each of these children from the PM-CARES Fund.
  • This corpus will be used to give a monthly stipend from 18 years of their age; for the next five years and on reaching the age of 23 years, he or she will get the corpus amount as on lump-sum for personal and professional use.
  • All children will be enrolled as a beneficiary under Ayushman Bharat Scheme with a health insurance cover of Rs. 5 Lakh.
  • The premium amount will be paid by PM-CAREs till a child turns 18.
  • The education expenses of younger children will be supported by way of admission to kendriya vidyalayas and private schools up to higher secondary level.
  • The child will be assisted in obtaining an education loan for professional courses / Higher Education in India as per the existing education loan norms.
  • Ministry of women and child welfare has been entrusted with the responsibility of anchoring the PM-CARES for children scheme.

Way Forward.

  • Children have been severely impacted by the COVID-19 pandemic their perils range from loss of routine life in ability to go to school and many have lost both parents to COVID-19.
  • The scheme can ensure rehabilitation of these children through the holistic and convergent approach it has with respect to ensuring education through monetary support, monthly stipend and health insurance.

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